1Immediate Actions
The first days
First: Get Death Certificates
Required for everythingKentucky Office of Vital Statistics
Certified Kentucky death certificates are issued centrally by the Kentucky Office of Vital Statistics in Frankfort, not by Garrard County; Kentucky does not issue them through local county registrars, and the court clerk does not issue death certificates. Garrard County families order by mail with a completed application and payment, by phone at (800) 241-8322, or online through the state-authorized vendor VitalChek. The $6.00 fee is a search fee and is generally non-refundable even if no record is found. Death registration is governed by KRS Chapter 213. Verify current ordering options, identification requirements, and fees before ordering.
Secure the Property
- Lock the residence and secure valuable items
- Forward mail to a responsible family member
- Make a list of what you find (don't throw anything away yet)
Locate Important Documents
2Required by Law
Legal duties
Deposit the Will
The original will is offered for probate in the Garrard District Court and, once admitted, is recorded with the Garrard County Clerk (KRS 394.140). Kentucky sets no fixed statutory day-count for a custodian to deliver the will after death and imposes no three-year outer limit that some states use; offer the will for probate promptly. A valid Kentucky will must meet the signing and witnessing requirements of KRS 394.040. Verify will-delivery practice with the District Court. (KRS 394.140; KRS 394.040)
Creditor claim window
Creditors generally have 6 months from appointment of the personal representative to bring claims against the estate. (KRS 396.011)
Notify Key Parties
- Banks and credit card companies (to prevent unauthorized use)
- Social Security Administration (1-800-772-1213)
- Employer (if applicable) for final paycheck and benefits
3Assess Your Situation
Before filing anything
Which probate type is right for you?
Small estate? If the estate is worth less than the Kentucky small-estate limit (shown on the options below), you may qualify for simplified procedures.
Is there a valid will? If yes, you'll file for probate with will. If no will exists, it's intestate probate.
Complex assets? Business interests, real estate in multiple states, or contested claims may require probate administration.
Select a probate type below to see specific requirements and costs.
Which applies to your situation?
Not sure? Use the free checker at the top of this page - you don't have to decide this alone.
Kentucky's small-estate path is a District Court ORDER dispensing with administration, not an out-of-court affidavit. Under KRS 395.455, where the surviving spouse's or children's $30,000 exempt-property amount under KRS 391.030 (this ceiling is $15,000 for deaths before July 15, 2020), alone or together with preferred claims, equals or exceeds the distributable assets, the court may dispense with administration and transfer the assets to the surviving spouse, or if none to the surviving children or a designee (court form AOC-830). The $30,000 figure is a flat statutory amount, not annually adjusted or date-of-death-banded above July 15, 2020. A surviving spouse may separately petition the District Judge to withdraw up to $2,500 from a bank before the exempt property is set apart (KRS 391.030(2)). Verify eligibility with the Garrard District Court.
- Qualifies:
- $30,000
Administration of a testate or intestate estate of ANY size may be dispensed with by written agreement of all beneficiaries entitled to the personal estate when there are no debts owing by the estate, the beneficiaries have advertised for creditors (posting at the courthouse door for six weeks and publishing under KRS Chapter 424), and provision has been made for the Kentucky inheritance tax and any federal estate tax (KRS 395.470). There is no dollar cap; the agreements are filed in the District Court by motion, and the court may require a surety bond for creditors who appear within six months. Verify eligibility with the Garrard District Court.
- Qualifies:
- Smaller estates that meet the state limit
The personal representative (executor with a will, administrator without) is appointed by the Garrard District Court, files an inventory within 90 days of qualifying, addresses creditor claims during the six-month claim period, pays valid claims and taxes, and closes by filing a settlement. Kentucky administration is supervised by the District Court; there is no UPC-style informal or unsupervised track. No bond is required of a personal representative by default (KRS 395.130); the court may order one in its discretion.
- Qualifies:
- Larger estates, or when no simplified option fits
The personal representative (executor with a will, administrator without) is appointed by the District Court, files an inventory within 90 days of qualifying, addresses creditor claims during the six-month claim period, pays valid claims and taxes, and closes by filing a settlement with the court. Kentucky administration is supervised by the District Court; there is no separate UPC-style unsupervised or informal track.
- Attorney:
- not required by law, though many families use one
No bond is required of a personal representative by default (KRS 395.130); the court may order one for a public administrator or curator or in its discretion.
Documents you'll need:
- Certified Death Certificate
- Original Will
- Petition for Probate and Appointment of Personal Representative
- Inventory
- Settlement (Periodic or Final)
Kentucky's small-estate path is a District Court ORDER dispensing with administration, not a fixed-dollar out-of-court affidavit. Under KRS 395.455, where the surviving spouse's or children's exemption under KRS 391.030 (currently $30,000; $15,000 for deaths before July 15, 2020), alone or together with preferred claims paid, equals or exceeds the distributable assets, the court may dispense with administration and transfer the assets to the surviving spouse (or, if none, the surviving children, or a person the spouse designates). The court may also order that no letters issue and, in a testate estate, that the will be probated only (KRS 395.455(2)).
- Qualifies:
- $30,000
The effective ceiling tracks the KRS 391.030 exempt-property amount, which is banded by date of death ($15,000 before July 15, 2020; $30,000 on or after). KRS 395.455 was amended effective July 15, 2026 (2026 Ky. Acts ch. 134). A surviving spouse may also obtain a court order to withdraw up to $2,500 from a bank before the exempt property is set apart (KRS 391.030(2)).
Documents you'll need:
- Certified Death Certificate
- Original Will
- Petition to Dispense with Administration
Administration of a testate or intestate estate of any size may be dispensed with by written agreement of all beneficiaries entitled to the personal estate when there are no debts owing by the estate, the beneficiaries have advertised for creditors (posting at the courthouse for six weeks and publishing under KRS Chapter 424), and provision has been made for the state inheritance tax and any federal estate tax (KRS 395.470). The agreements are filed in the District Court with a motion. The court may require a surety bond for creditors who appear within six months of the order.
Documents you'll need:
- Certified Death Certificate
- Original Will
- Written agreement of all beneficiaries
- Proof of creditor advertisement
4File for Probate
Where to file, forms & fees
Where to File
Free Filing Help Available
Garrard Circuit Court Clerk (District Court probate filing office) can help you understand forms and filing requirements at no cost.
Visit Self-Help Center